Christian is currently a Branch Manager and Mortgage Lender. He has been in the Real Estate Lending Business for over 17 years. He Graduated from University of Florida with a BS degree in Business Administration with a double major in Business Finance and Real Estate. Christian has graduated from the Todd Duncan Mortgage Productivity School and he is a Licensed Florida Branch Manager: NMLS#368289.
I have been a resident of Palm Beach County Since 1976. I left Palm Beach to attend college and I graduated College from The University Of Florida in 1996. I started working for a Norwest Financial providing personal consumer loans, Sales Financial Loans and Mortgage Loans. I became a top Producer maintaining my position in the Top 10% throughout my career with the company. I then transferred to Norwest Mortgage which later became Wells Fargo Home Mortgage. Do to my success with Norwest Mortgage, I opened and Managed a Wells Fargo Branch office, in Jupiter FL until 2004. Since then I have been a Producing Branch Manager for a few companies such as JP Morgan Chase, National City / PNC Mortgage. MetLife Home Loans, Everbank, Fembi Mortgage and now American Financial Network.
More important then my profession is my family. I originally met my wife when I was in the 6th grade, at a Church Youth Group, but we did not actually start a relationship until after we both graduated from College. We have been married since 2003 and we have two amazing children. My son is named after me and my daughter's name is Brooke and they are about 2 years apart. I really enjoy spending time with them and my wife when I am not working. We all enjoy boating, going on vacations and enjoying time together at our house in the pool. I also try to stay involved when they are playing soccer, flag football, baseball and martial arts.
Our goal for you is to help you to minimize your tax liability and maximize your cash flow. In today's market a mortgage loan is more than ever a financial instrument that must be tied into your long and short term personal financial plan. This will allow you to create a debt strategy that will help you to build long term wealth for you and your family.
We are privileged and Fortunate to have a very experienced Mortgage Team of Professionals that share the same vision. Our intention is to impress upon you the importance of making your mortgage a pivotal component to your overall financial planning strategy. Our goal is to custom fit you with the best overall financing package by, integrating the financing you select with your long and short-term financial and investment goals, which are coupled with your payment and equity objectives.
Throughout the process of your transaction you will be dealing with our entire team at various stages during the loan process. You quest for a new home loan begins with my Intake Team consists of Mariane Roach, Loan Partner 561-440-7827 and Melissa McMullen, Loan Coordinator and Client Relations Specialist 561-440-8891 . You can contact either one of them to set up an appointment or ask any general loan questions. They will be responsible for working closely from start to finish, answering questions and gathering all the necessary documents for Processing.
Our Processing Team consists of is Mary Lachick 561-440-7828 and Angel Perez 561-440-7829 and they are responsible for the Underwriting Stage, Loan Approval Stage, Cleared to Close Stage and the Closed Stage.
Our Team will stay in touch with you throughout the process, before, during and after your closing. As your Personal Loan Consultant, I will oversee every stage of the process. It is our goal to make the mortgage Loan Process the best part of your home buying experience you will ever have.
We want more then to just earn your business; we want to make you part of our family. Rest assured that with our "Client For Life" commitment, You will always be our #1 priority. We surely hope that you will refer us to all your friends, Family and co-workers!
Christian works with several referral partners including Realtors, Real Estate Attorney’s, CPA’s, Financial Advisors, Insurance Professionals, Developers and Builders. He is a visionary and his goal is to facilitate and empower you to reach your Marketing & Business goals! I have incorporated multiple cutting edge sales strategies, for his Referral Partners, that include that include lead generation systems using Social Media Technology through Live Streaming using Facebook Live, Periscope and the Blab Platform, Facebook Business Pages, Google + For Business, Google Adwords, , Wordpress, Video Marketing, Webinars, Single Property Websites, Craig's List, Squeeze Pages, Blogging, Text to Voice Technology, QR Codes and Post Closing Marketing Campaigns with co-branding.
Client Support Line: 561-316-6800
The Christian Penner Mortgage Team,
712 US Highway One, Suite 300 North Palm Beach, FL 33408
Is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.